# Xolo Alternative: Abillio vs Xolo for Freelancers Invoicing Without a Company

If you’re looking for a Xolo alternative, the short version is: Xolo and [Abillio](/en/blog/freelancer-invoicing-without-a-company-complete-guide/) solve overlapping but different problems for freelancers who want to invoice without setting up a company. Here’s how they actually differ, so you can pick based on what you need rather than which one you heard about first.

## What Xolo does

Xolo is built around Estonian e-Residency – it helps solo operators either invoice without a company (Xolo Go) or set up and manage an actual Estonian company remotely (Xolo Leap). Xolo Go charges a 5.9% fee on payouts with no subscription. Xolo Leap, the company-management product, runs €59-€259+/month depending on the tier, on top of the costs of actually running a registered company.

## What Abillio does

Abillio is a contractor payments and compliant invoicing platform – you invoice through Abillio, get paid in one of 7 currencies across 170 countries, and never need to register a company at all, not just for a starter period. There’s a [flat 5% fee](/en/blog/abillio-payout-fees/), no monthly subscription, no tier to grow into. Abillio also builds in KYC/AML checks and, on the business side, handles the compliance layer companies need to pay you without misclassification risk.

## Side by side

Xolo Go

Xolo Leap

Abillio

Company registration required

No

Yes (Estonian e-Residency company)

No

Fee model

5.9% per payout

€59-€259+/month + company running costs

5% per transaction

Monthly subscription

None

Yes

None

Best for

Occasional invoicing without a company

Solo operators ready to run a real company

Any freelancer who wants to invoice and get paid without ever setting up a company

## Which one fits you

If you’re testing freelancing or working with occasional clients, both Xolo Go and Abillio skip the company-registration step – the difference comes down to fee structure (flat 5% vs 5.9%) and how each platform handles getting paid by international clients. [Our guide on invoicing a US client](/en/blog/how-to-invoice-a-us-client-from-europe/) from Europe walks through what that looks like in practice. If you’re past the point of testing and expect to run a real, scaling business with its own legal entity, Xolo Leap’s company-management product is solving a different problem than either invoicing service. For freelancers looking for a Xolo alternative that skips company setup entirely, Abillio keeps it simple: one flat fee, no subscription, no company to manage.

[Start invoicing through Abillio now](https://app.abill.io/en/auth/signup/)

_Note: Pricing shown reflects publicly listed rates at time of writing and may have changed – check each provider’s current pricing page before deciding._

Source: https://abill.io/en/blog/xolo-alternative/