Xolo Alternative: Abillio vs Xolo for Freelancers Invoicing Without a Company
If you’re looking for a Xolo alternative, the short version is: Xolo and Abillio solve overlapping but different problems for freelancers who want to invoice without setting up a company. Here’s how they actually differ, so you can pick based on what you need rather than which one you heard about first.
What Xolo does
Xolo is built around Estonian e-Residency – it helps solo operators either invoice without a company (Xolo Go) or set up and manage an actual Estonian company remotely (Xolo Leap). Xolo Go charges a 5.9% fee on payouts with no subscription. Xolo Leap, the company-management product, runs €59-€259+/month depending on the tier, on top of the costs of actually running a registered company.
What Abillio does
Abillio is a contractor payments and compliant invoicing platform – you invoice through Abillio, get paid in one of 7 currencies across 170 countries, and never need to register a company at all, not just for a starter period. There’s a flat 5% fee, no monthly subscription, no tier to grow into. Abillio also builds in KYC/AML checks and, on the business side, handles the compliance layer companies need to pay you without misclassification risk.
Side by side
| Xolo Go | Xolo Leap | Abillio | |
|---|---|---|---|
| Company registration required | No | Yes (Estonian e-Residency company) | No |
| Fee model | 5.9% per payout | €59-€259+/month + company running costs | 5% per transaction |
| Monthly subscription | None | Yes | None |
| Best for | Occasional invoicing without a company | Solo operators ready to run a real company | Any freelancer who wants to invoice and get paid without ever setting up a company |
Which one fits you
If you’re testing freelancing or working with occasional clients, both Xolo Go and Abillio skip the company-registration step – the difference comes down to fee structure (flat 5% vs 5.9%) and how each platform handles getting paid by international clients. Our guide on invoicing a US client from Europe walks through what that looks like in practice. If you’re past the point of testing and expect to run a real, scaling business with its own legal entity, Xolo Leap’s company-management product is solving a different problem than either invoicing service. For freelancers looking for a Xolo alternative that skips company setup entirely, Abillio keeps it simple: one flat fee, no subscription, no company to manage.
Note: Pricing shown reflects publicly listed rates at time of writing and may have changed – check each provider’s current pricing page before deciding.
