Platforms and API
Hire, manage and pay a freelance workforce from inside your product. Abillio verifies each freelancer, issues compliant invoices in their name, pays them out in 170+ countries and takes DAC7 and 1099 reporting off your plate.
Read the API guide# The freelancer opens the returned url to sign up,
# verify their identity and add a payout method
POST /v1/onboarding/sessions/
{
"email": "lena@example.com",
"return_url": "https://yourplatform.com/payouts",
"locale": "en",
"prefill": { "name": "Lena Fischer", "tax_country": "DE" }
}
Lena F. · Germany · verified, payout method added
Platforms and companies that pay with Abillio
How the integration works
Your product keeps the relationship with the freelancer. Abillio does the identity checks, the invoice, the payout and the tax reporting behind it, and tells your backend about every change.
Create an account and an API key. Build the whole flow in the sandbox with test money; going live only changes the account header.
GET /v1/me/session/Invite by API or by email link. The freelancer gives consent, passes the identity check (KYC, AML and PEP), adds a payout method and accepts the terms on a hosted page.
POST /v1/onboarding/sessions/Send the work and the price. Abillio issues the invoice in the freelancer's name with the number, VAT, fee and PDF. Up to 100 invoices in one request.
POST /v1/engagements/{id}/invoices/Top up one wallet by bank transfer with the reference in your account, or by card, and pay invoices from the balance. Payouts go out within 1 working day of payment.
POST /v1/accounts/wallet/pay-invoice/Get an event for onboarding, KYC, invoices, commission and payouts. Abillio files DAC7 for freelancers outside Latvia and Estonia, and 1099s for US freelancers.
engagement.* · bulk_invoice.completedTwo ways to run it
Your platform pays
Freelancers invoice your platform through Abillio. You fund one wallet and pay many invoices from it; each freelancer is paid out to their own method.
Your buyers pay
Create each brand or employer once as a client. Invoices go out in the freelancer's name to the buyer, who pays by card or bank. Your commission is credited to your wallet with every payment.
For developers
# Issue the draft invoice in the freelancer's name
POST /v1/engagements/{id}/invoices/{invoice_id}/issue
X-API-Key: <your key id>
X-Account: <your sandbox account>
X-API-Timestamp: 1762430400
X-API-Signature: <Ed25519 signature>
# signed over timestamp + account + method + path + body
Invoice issued · webhook sent to your backend
Compared
Payment rails move money. A platform that pays individuals also needs identity checks, an invoice for every payout and tax reporting. Abillio does those parts, and it is not an Employer of Record.
1 / 9
Payment rails aloneYes
AbillioYes, 170+ countries
| What you need | Payment rails alone | Abillio |
|---|---|---|
| Pays freelancers abroad | Yes: Yes | Yes: Yes, 170+ countries |
| Identity checks on each freelancer | Partly: Depends on the provider | Yes: KYC, AML and PEP checks |
| Invoice in the freelancer's name | No: You collect or create them | Yes: Issued for every payment, VAT-ready, with a PDF |
| Freelancer needs their own company | Partly: Often, to invoice you | Yes: No. Abillio is the legal entity behind the invoice |
| DAC7 reporting | No: Your platform's job | Yes: Off your plate: you pay a legal entity, and Abillio files DAC7 where needed |
| 1099 for US freelancers | No: Your platform's job | Yes: Filed by Abillio |
| Income tax for Latvian and Estonian residents | No: Not covered | Yes: Withheld and paid by Abillio |
| Freelancers stay independent | Yes: Yes | Yes: Yes. Abillio is not an EOR and employs no one |
| Pricing | Partly: Varies by provider | Yes: 4% of each paid invoice, 3% above €50k a month |
Who it's for
Clients hire freelancers on your platform; Abillio invoices and pays every job.
Brands pay creators through invoices in the creator's name, and your commission comes back to you.
Pay the people who sell designs, templates and assets, with the tax paperwork handled.
Supply Family case studyPay individual partners their earnings with an invoice behind every payout.
Abillio covers services people do themselves and digital goods. It is not for physical goods, wages or licensed financial services.
Case study
Supply Family, a marketplace for design assets with creators in Spain, Germany, France, the UK, the US, Australia and Latvia, integrated Abillio's API to automate tax documentation and payouts.
Read the Supply Family case study“Integrating Abillio into our business automated the payout process for both our creators and us, making our operations more efficient, allowing us to focus on the marketplace growth.”
From companies that pay with Abillio
“With Abilio, the freelancer does less, and we control how the invoice looks, what’s inside, and the issue process.”
“Your support is amazing. Very hands-on and fast. The product has improved a lot since we started.”
“With Abillio, we can work and do our job. No surprises from the tax office.”
Questions
Yes. A sandbox account runs the whole flow with test money: invite, verify, invoice, pay and webhooks. You can build there before your company checks are finished. Moving to live changes only the X-Account header.
Each request is signed with an Ed25519 key in the headers X-API-Key, X-Account, X-API-Timestamp and X-API-Signature. Keys are limited to the IP addresses and actions you choose, and a key that can pay needs an outgoing limit per operation.
Engagement events for onboarding, KYC, invoices, commission and payouts, plus one when a bulk invoice request completes. Treat each event as a prompt to read the current state from the API.
Abillio. The freelancer completes the check on a hosted page you open from your product: Smart-ID or another eID through eIDeasy (options depend on your country), or an ID document scan with a selfie. Abillio also runs AML and PEP checks and collects the payout method.
No. Because you pay Abillio, a legal entity, DAC7 reporting on those payouts comes off your plate. Abillio pays the taxes for freelancers in Latvia and Estonia, so no DAC7 is needed for them, and files DAC7 for everyone else. US freelancers get a 1099.
Yes. Set a commission rate when you invite the freelancer. They see it and accept it during sign-up, and your commission is credited to your wallet with each payment.
No. Abillio does not offer escrow or per-project deposits. Your wallet is one balance for the account, and you decide when to pay each invoice from it.
No. Freelancers stay independent. Abillio is the legal entity behind their invoices: it issues them, pays the freelancer out and does the tax reporting. It does not employ anyone or run payroll.
4% of each paid invoice, no subscription, 3% above €50k a month, and custom pricing above €80k a month. There is no setup fee.
No. Everything also works in the dashboard: invite freelancers by email, approve invoices and pay them in batches. Many teams start there and add the API later.
In short
Book a call and we'll map it to the API with you, or create a free account and start in the sandbox.