Abillio vs Fiverr: gig marketplace or payment layer?
Fiverr is where many businesses buy a logo, a video edit or a landing page in a few clicks. Abillio is where freelancers invoice their clients and businesses pay the freelancers they work with every month, with the invoices and taxes done properly. They are not really competitors, but they get compared all the time.
Quick answer: use Fiverr to sell or buy a defined piece of work fast. Use Abillio to invoice clients and get paid without a company: 5% of each paid invoice for freelancers, 4% when a business pays contractors (3% above €50k a month). Freelancers in Latvia and Estonia can also run their Fiverr income through Abillio so the income tax is withheld and paid.
Fiverr vs Abillio at a glance
| Fiverr | Abillio | |
|---|---|---|
| What it is | Gig marketplace: buy and sell fixed-scope work | Invoicing and payment layer for freelancers and businesses |
| Fees | Buyer service fee plus a seller commission on each order | 3% to 5% depending on volume, custom pricing available |
| Invoices and taxes | Platform receipt; freelancers handle their own taxes | Invoice in the freelancer’s name, DAC7 reporting, income tax withheld for LV and EE residents |
| Best for | Quick, defined, one-off projects | Getting paid, and ongoing work with the same people |
What Fiverr does
Fiverr is a self-serve gig marketplace. Freelancers list fixed-scope services (“gigs”), buyers order them, and Fiverr holds the payment until the order is delivered. Fiverr charges buyers a service fee on each order and takes a commission from the seller; current rates are in Fiverr’s help centre.
Price: 3% to 5% depending on volume, custom pricing available. A freelancer who invoices their own client pays 5% of each paid invoice, with no subscription. When a business pays contractors it is 4% of each paid invoice, paid by the business or by the freelancer, their choice, and 3% above €50k a month. Above that, pricing is custom. There is no setup fee and no per-seat fee.
For freelancers in Latvia and Estonia: declaring Fiverr income without a company
Fiverr pays you, but it does not pay your taxes. Under the EU’s DAC7 rules, online platforms report what they pay sellers to the tax authority in the seller’s country of residence. If that income was never declared, your tax office can ask you to settle it, often with back taxes on top.
If you are a tax resident of Latvia or Estonia, there is a simpler route:
- Set Abillio’s bank account as your payout account in Fiverr.
- When the payment arrives, create the matching invoice to Fiverr in Abillio.
- Abillio withholds and pays your income tax and sends the rest to your own bank account.
No company or VAT number of your own is needed. In Latvia this runs through the Abillio Services cooperative, in Estonia through Abillio Services OÜ. Step by step: our Fiverr guide (in Latvian) and our complete DAC7 guide.
For your own clients: invoice without a company
Clients you find outside Fiverr can pay you through Abillio too. You send the invoice through Abillio, the client pays, and you get your money within 1 working day of their payment, for 5% of each paid invoice and no subscription. If a business pays you through its own Abillio account, the 4% fee is paid by the business or by you, as you agree.
For businesses: when to use Fiverr and when to use Abillio
Use Fiverr to find someone for a defined piece of work, especially when you do not know who should do it yet. Use Abillio for freelancers you found elsewhere and pay every month: one place for invoices, payouts and reporting, for 4% of each paid invoice (3% above €50k a month). Before moving a relationship that started on Fiverr, read Fiverr’s terms of service on paying people off the platform, and never move someone in breach of them.
Ready to invoice your first client? Create a free account in about 5 minutes.
Frequently asked questions
How much does Fiverr take from sellers?
Fiverr takes a commission from each order and charges buyers a separate service fee. Check Fiverr’s help centre for the current rates.
How do I declare Fiverr income in Latvia or Estonia without a company?
Set Abillio’s bank account as your Fiverr payout account, then create the matching invoice to Fiverr in Abillio when the money arrives. Abillio withholds and pays your income tax and sends the rest to your bank account.
How much does Abillio cost?
3% to 5% depending on volume, with custom pricing available. Freelancers invoicing their own clients pay 5% of each paid invoice; when a business pays contractors it is 4%, and 3% above €50k a month. No subscription.
Can I pay a seller I met on Fiverr through Abillio?
Only in line with Fiverr’s terms of service, which govern work with sellers you met there. Use Abillio for relationships that started elsewhere.
